Empowering Home Buyers through Education


At Palmetto Health Credit Union, we believe that informed home buyers make confident decisions.

That’s why we offer comprehensive home buyer education materials and resources designed to empower individuals and families on their path to homeownership.

By taking advantage of the resources below, you can gain the knowledge and skills needed to navigate the home-buying process with confidence.

Ready to embark on your journey to homeownership? Contact our mortgage team at (803) 978-2101 option 5 or info@phcu.org to learn more about buying a home or start the mortgage loan application process.


Home Buyer Guide

Helpful information to simplify the mortgage process.


3 Common Types of Mortgage Loans

Learn about the various types of mortgage loans, and which one fits you best.


Homebuying 101

Everything you should consider before hiring a realtor. This is a 5-part online course.


5 Tips to Help Build Better Credit

Follow these five basic tips and you’ll be well on your way to improving your credit score.


What is Private Mortgage Insurance

Learn why I might need it and how to get rid of it?


How PMI and Credit Scores are Linked

Understand how my credit score impacts the amount of PMI I pay.