Checking Accounts

When you open a checking account with Palmetto Health Credit Union, our friendly staff will walk you through the process, helping you to understand the many benefits and services that come with membership.

How do I open a PHCU Checking Account?

It’s simple. If you’re already a member, just come by any of our PHCU branches and we’ll get you set up. To make the process even easier, we have a checking account application available online that you can download and complete prior to coming in. If you’re not a member, you can join and open an account by completing a checking account and membership application. It’s that easy!

For more information, visit our Frequently Asked Questions or call 803-978-2101 or 888-978-2101.

Checking Account Details & Benefits

  • Nearly 30,000 surcharge-free CO-OP ATM locations

  • No minimum balance

  • No monthly service fee

  • Unlimited check writing

  • Free eStatements

  • Free MasterCard Debit or ATM card

  • Overdraft protection from shares or line-of-credit

  • Online check images

  • Direct deposit

  • Payroll deduction