Who We Are

Palmetto Health Credit Union | PO Box 100167 | Columbia, SC 29202 | (803) 978-2101 | ABA Routing #253978756

Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed by a member-elected Board of Directors with the stated purpose of serving its members'/owners' financial needs.

PHCU is a South Carolina state-chartered financial institution supervised by the South Carolina Department of Banking and is also federally insured by the National Credit Union Share Insurance Fund, which is regulated by the National Credit Union Administration (NCUA), an agency of the federal government.

Our Mission Statement

The Palmetto Health Credit Union is a member-owned financial cooperative committed to providing exceptional financial services while respecting individual needs. We strive to exceed our members' expectations by keeping our commitment to their financial health and success.

PHCU Today

While PHCU remains strongly affiliated with Prisma Health and the SC Baptist Convention, the Credit Union now also serves individuals who live, work or attend school in Richland County and their relatives as well as a number of medical-based businesses affiliated with Prisma Health and groups associated with the SC Baptist Convention.

PHCU provides a wide variety of standard products and services for its membership including consumer loans and saving options as well as online banking and mobile banking/mobile deposit. Currently PHCU serves approximately 11,200 members with assets of approximately $94 million and loans of $40 million.