When you open a checking account with Palmetto Health Credit Union, our friendly staff will walk you through the process, helping you to understand the many benefits and services that come with membership.

We make it easy to get the most out of your savings through the various types of accounts that we offer.

From back-to-school and Christmas shopping, to vacations, tuition and more, save it all in a PHCU Club Account with payroll deduction or direct deposit.

When you deposit your money into a PHCU certificate, you will lock in at a typically higher fixed dividend rate than what traditional savings and checking accounts offer.

Whether they are used to fund a college education, secure a financially stable retirement, or help treat a serious illness after retirement, PHCU Roth, Traditional, or Coverdell Education Savings IRAs can be a great tool for smart savings.

Health Savings Accounts (HSA) were created to help individuals with high-deductible health plans receive tax-preferred money for qualified medical expenses.